We know the rising cost of auto insurance premiums continues to be a concern amongst Americans. Regardless of whether you have filed a claim, your premium may rise as insurance companies continue to cope with inflation and an increase in theft and accident claims. Although many of these factors are out of your control, there are still steps you can take to keep your premiums as low as possible.
- Schedule an insurance review. We can help you find coverage for your specific needs as well as identify discounts you may not realize are available. By enrolling in automatic payments, bundling products, or maintaining a clean driving record, you may be eligible to receive additional discounts. Our team of advisors can provide a complimentary review to help you get the most out of your auto insurance.
- Participate in a safe driver program. Many insurance carriers offer safe driver programs which are designed to reward your safe driving practices. Also known as usage-based-insurance (UBI), these programs help align your auto policy’s cost with your actual driving habits by collecting data on your driving behavior over a period of time using a plug-in device or mobile app. While your auto insurance rate could be substantially discounted, it is possible that your policy’s premium may increase based on the results of the program. Our advisors can help you determine if a UBI program with one of our carriers, like Snapshot by Progressive, SmartRide by Nationwide, or IntelliDrive by Travelers, is a good option for you.
- Take a defensive driving course. Some insurance companies offer a multi-year discount on auto insurance by passing a state-approved defensive driving course. The South Carolina Department of Motor Vehicles (SCDMV) recommends the National Safety Council’s 4-Hour Defensive Driving Course which may be completed online. Our insurance advisors can help you determine your insurer’s available discounts.
As an independent insurance agency, you can count on our licensed advisors to help you build a coverage plan tailored to your lifestyle at a price you can afford. Have a question about your policies? Give us a call at 833-359-0725 or email us to learn more.
