Condo Insurance in South Carolina

If you own a condo, insurance is important because it offers additional protection beyond what you may have with your condo's association coverage. Choosing condo insurance coverage might be challenging, especially if you have never purchased this type of insurance before. To help you make an informed decision, Insurance Solutions serving the Lowcountry, Upstate, and Midlands of South Carolina has prepared a list of things you should know:

A standard condo insurance policy covers the following: your personal property and belongings, upgrades and improvements you have made in your condo, your personal liability if you are found to be responsible for damage to another unit or injury to someone, and liability in case a break or loss starts in your condo and damages other units.
You can always enhance your condo policy by adding more coverages, such as extended water damage (the purpose of this coverage is to protect you against accidental and sudden water damage), enhanced additional living expenses (covering your living expenses if you are temporarily relocated and your unit is uninhabitable), and identity theft (a form of fraud when someone pretends to be you).
You can save money on condo insurance by having no claims history, installing a remote fire detection system, using an approved security system, and being a member of a professional association or affiliated group.

Insurance Solutions - for Your Personal Insurance Needs

If you are searching for a trustworthy agency to help you purchase condo insurance for your unit, Insurance Solutions is a great choice. Our experienced insurance advisors can answer your questions and help you find a policy to fit your budget and coverage needs. Contact us today to speak with an advisor.