Home Insurance in South Carolina

A house, condo, mobile home, or another dwelling is usually the largest investment that a person will make during their lifetime. The ideal protection for that investment is a homeowners insurance policy with the types of coverage discussed below.

Dwelling Coverage

Dwelling coverage is the insurance for the building itself. While dwelling coverage can vary according to the policy, most dwelling insurance covers situations such as natural disaster damage, vandalism damage, and fire damage. To cover damages caused by earthquakes and floods, coverage must be purchased separately or added to a homeowners policy where available.

Contents Coverage

Contents coverage covers any personal property inside the home. Usually, that includes nearly all home contents like furniture, clothing, and decorative objects. Keeping track of the overall value of personal possessions can be substantial for this type of coverage. Our advisors can help you select from available coverage options for your situation. Individual items with high value, for example, heirloom jewelry, may require a policy rider to get sufficient coverage.

Liability Coverage

Liability coverage offers protection from legal action. If anyone files a lawsuit after being hurt on your property, this coverage can help pay the damages that the court awards or a settlement to the injured person.

At Insurance Solutions, our independent advisors are ready to provide online quotes for homeowners insurance today. We offer multiple quotes that allow you to compare and contrast policies so you can choose the homeowners insurance policy that best fits your needs. Contact us today to get started.